【“大”惊喜】2016运通小商家日（Small Business Day）活动玩出新花样！

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哆啦A梦
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一年一度的运通小商家日(AMEX Small Business Saturday)即将来临，活动日期是感恩节后的周六，也就是黑色星期五之后的那个周六。往年的这一天都是运通持卡人的快乐的一天，运通非常体恤黑五大出血的消费者，专门在这一天大送钱，我们先来看一看最近几年的small business saturday的送钱情况，具体内容参考了曾经Brett写过的两篇博文：《【解放星期六】史上最不一(gao)样(xing)的运通小商家日》和《2015运通小商家日Amex offer回来了！》：

2015：运通采用发放Targeted AmEx offer的方式送钱。消费10刀返10刀，时间在11.1-11.28之间都算。普及率不是特别高。也不是每个人每张卡都有。

2014： 使用注册了小商家日的运通卡在参与活动的小商家消费，任何一笔大于等于10刀的消费都能返10刀的statement credit，每张卡可以拿最多3 * 10刀的credit。运通发行的个人和商业卡的主卡副卡、其他银行发行的运通卡、蓝鸟、serve都可以参与注册。(其他的prepaid card和Corporate card不能注册)。

2013：使用注册了小商家日的运通卡在参与活动的小商家消费，大于等于10刀的消费都能返10刀的statement credit，每张卡可以拿最多1次credit。运通个人和商业卡的主卡副卡、其他银行发行的运通卡、serve都可以参与注册 (其他的prepaid card和Corporate card不能注册)。

2012：使用注册了小商家日的运通卡在参与活动的小商家消费，一次性消费25刀或更多，可以返25刀的statement credit，每张卡可以拿最多1次credit。运通个人和商业卡的主卡副卡、其他银行发行的运通卡都可以参与注册(Prepaid card和Corporate card不能注册)。

眼看2016年小商家日日渐临近，大家基本上对运通丧失了信息，运通在美好的周日（10月16日）给大家提供了一个大惊喜。

2016smallbusinessday

活动内容：

即日起至2016年12月31日，运通旗下部分信用卡（包含个人卡和商业卡）在小商家消费，每消费一刀将获得额外1点积分或者返现。

  • 此活动仅限主卡持有者，副卡持有者将不能注册，但是因为副卡的rewards也是给主卡的，所以主卡注册了，副卡消费也是有额外一点积分或者返现的。
  • 请必须在活动网站注册方可参加此活动。
  • 参与活动的商家名单请点击此网页查看（网页链接）
  • 每张个人卡获得额外返现或者返点的最高限额是$10,000，每张商业卡获得额外返现或者返点的最高限额是$25,000。
  • 额外奖励将于活动结束以后10-12周打入积分或者返现账户。

具体参与的信用卡以及返现返点方式：

  • Blue Cash Rewards Offer （Blue Cash Everyday和Blue Cash Preferred）：持有以上两张卡的主卡用户在指定小商家消费，每消费一刀将获得额外1%的返现。
  • Blue Sky Points Offer （Blue Sky和Blue Sky Preferred）：持有以上两张卡的主卡用户在指定小商家消费，每消费一刀将获得额外1点的返点。
  • Delta Miles Offer （Gold Delta SkyMiles® Credit Card, Platinum Delta SkyMiles® Credit Card, Delta Reserve® Credit Card from American Express, Delta SkyMiles® Options, Delta SkyMiles® Credit Card, Delta SkyMiles® Business Credit Card, Gold Delta SkyMiles® Business Credit Card, Platinum Delta SkyMiles® Business Credit Card or Delta Reserve for Business Credit Card）: 持有以上Delta联名信用卡的用户，在指定小商家消费，每消费一刀将获得额外1个里程的返点。
  • HHonors Points Offer（Hilton HHonorsTM Card or Hilton HHonorsTM Surpass® Card）：持有以上两张信用卡的用户，在在指定小商家消费，每消费一刀将获得额外3个希尔顿积分返点。
  • Lowe’s Business Rewards （ Lowe’s Business Rewards Card）：持有以上信用卡的而用户，，在指定小商家消费，每消费一刀将获得额外1个积分。
  • Membership Rewards® Points Offer （所有MR积分体系的信用卡都参加）：持有MR积分体系的信用卡的用户，在指定小商家消费，每消费一刀将获得额外1个MR积分返点。
  • Plenti Point Offer: 持有Plenti® Credit Card信用卡的用户，在指定小商家消费，每消费一刀将获得额外1个Plenti返点。
  • SimplyCash Cash Back Offer （SimplyCash® Business Credit Card or SimplyCash® Plus Business Credit Card）: 持有以上两张卡的主卡用户在指定小商家消费，每消费一刀将获得额外1%的返现。
  • Schwab Cash Back Offer （Charles Schwab Investor Credit Card™）：持有以上信用卡的主卡用户在指定小商家消费，每消费一刀将获得额外1.5%的返现。
  • Starpoints Offer （ Starwood Preferred Guest® Credit Card from American Express or Starwood Preferred Guest® Business Credit）：持有以上两张卡的主卡用户在指定小商家消费，每消费一刀将获得额外1个Starpoint的积分。

活动网站：

https://www.americanexpress.com/us/content/shop-small-offer/personal-cards/

进入网站之后将可以选择不同类别信用卡分别注册。注册的时候填入邮箱你将收到一封确认注册的邮件。

活动条款：

You must enroll your eligible American Express Card at amex.co/shopsmalloffer to start earning 2X Rewards on purchases at qualifying small businesses through 12/31/16. If you have more than one eligible Card, you must separately enroll each Card. The following explains how eligible enrolled Cards earn 2X Rewards during the offer period:

Blue Cash Rewards Offer: Earn an additional 1% cash back per dollar of purchases using an enrolled Blue Cash Everyday® Card or Blue Cash Preferred® Card at qualifying small businesses. You will receive cash back only in the form of Blue Cash Reward Dollars which can be redeemed for statement credits.

Blue Sky Points Offer: Earn one additional Blue Sky point per dollar of purchases using an enrolled Blue Sky from American Express® or Blue Sky Preferred from American Express® at qualifying small businesses.

Delta Miles Offer: Earn one additional mile per dollar of purchases using an enrolled Gold Delta SkyMiles® Credit Card, Platinum Delta SkyMiles® Credit Card, Delta Reserve® Credit Card from American Express, Delta SkyMiles® Options, Delta SkyMiles® Credit Card, Delta SkyMiles® Business Credit Card, Gold Delta SkyMiles®Business Credit Card, Platinum Delta SkyMiles® Business Credit Card or Delta Reserve for Business Credit Card at qualifying small businesses.

HHonors Points Offer: Earn three additional Hilton HHonors Bonus Points per dollar of purchases using an enrolled Hilton HHonorsTM Card from American Express or Hilton HHonorsTM Surpass® Card from American Express at qualifying small businesses.

Lowe’s Business Rewards Points Offer: Earn one additional Lowe’s Business Rewards point per dollar of purchases using an enrolled Lowe’s Business Rewards Card from American Express at qualifying small businesses.

Membership Rewards® Points Offer: Earn one additional Membership Rewards Point per dollar of purchases using one of the following enrolled Cards at qualifying small businesses: Centurion® Card from American Express , The Platinum Card® from American Express, Premier Rewards Gold Card from American Express, Traditional Gold Card from American Express, Senior Gold Card from American Express, Gold Card from American Express, American Express® Green Card, American Express® Traditional Green Card, Senior Member Card from American Express, Zync® from American Express, Blue from American Express®, Amex EveryDay® Card, Amex EveryDay® Preferred Card, The American Express® Gold Card for Ameriprise Financial, The Platinum Card® from American Express for Ameriprise Financial, Platinum Card® from American Express for Charles Schwab, Fidelity American Express Green, Fidelity American Express Gold, Fidelity American Express Platinum, Centurion® Card from American Express for Goldman Sachs Clients , The Platinum Card® from American Express for Goldman Sachs, The Mercedes-Benz Credit Card from American Express, Platinum Card® from American Express Exclusively for Mercedes-Benz, Morgan Stanley Credit Card from American Express, Platinum Card® from American Express Exclusively for Morgan Stanley, Business Centurion® Card from American Express, Business Platinum Card®, The Business Gold Rewards Card, Business Green Rewards Card, Business Management Account®, The Business Membership Rewards Card from American Express®, Blue for Business® Credit Card or Business Platinum Credit Card. Enrollment in the offer and the Membership Rewards Program is required. For Amex EveryDay® Card products, when we calculate the extra points available as a bonus to Amex EveryDay® Card Members, points awarded under this offer will not be included. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP EARN (297-3276) for more information. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.

Plenti Point Offer: Earn one additional Plenti Point per dollar of purchases using an enrolled Plenti® Credit Card from Amex at qualifying small businesses.

SimplyCash Cash Back Offer: Earn an additional 1% cash back per dollar of purchases using an enrolled SimplyCash® Business Credit Card or SimplyCash® Plus Business Credit Card at qualifying small businesses. You will receive cash back in the form of a statement credit.

Schwab Cash Back Offer: Earn an additional 1.5% cash back per dollar of purchases using an enrolled Charles Schwab Investor Credit Card™ from American Express at qualifying small businesses. Cash back will be automatically deposited into your eligible Schwab brokerage account.

Starpoints Offer: Earn one additional Starpoint per dollar of purchases using an enrolled Starwood Preferred Guest® Credit Card from American Express or Starwood Preferred Guest® Business Credit Card at qualifying small businesses.

You will not earn 2X rewards (i) on any bonus you may already receive with your Card, including any additional points/miles/cash back that you may already receive when you spend on certain types of purchases or at certain merchants or (ii) on any other bonus/rewards you may earn with a different promotion or offer from American Express. This offer applies to the first $250,000 in purchases for each eligible Card Account issued to a business and the first $100,000 in purchases for each eligible Card Account issued for personal use, starting from the time you complete enrollment through 12/31/16.

Qualifying Small Business

Qualifying small merchant locations appear on the Shop Small® Map (including the searchable directory), available at shopsmallnow.americanexpress.com. Please note that the merchants listed on the Shop Small® Map may change. In addition, business location and other information provided on the Shop Small Map may contain inaccuracies or errors as a result of information provided by third parties. Purchases with political campaigns or political action committees as well as purchases at gas or service stations do not qualify, regardless of whether they appear on the Shop Small Map.

Purchases

Purchases may fall outside of the offer period in some cases (and therefore not qualify for the offer), such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the purchase. (For example, if you buy goods online, the purchase date may be the date the goods are shipped) Additional Card Members on your account are not eligible to enroll in this offer, but you earn 2X Rewards for qualifying purchases made by any Additional Card Members on your account. The following do NOT count as purchases and will not qualify for this offer: fees or interest charges, balance transfers, cash advances, purchases of traveler’s checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents. A purchase may not qualify for this offer if it is not made directly with the merchant, if made through a third party payment account or using a mobile or wireless card reader or if you use a mobile or digital wallet.

Fulfillment

To earn rewards with this offer, your Card Account must be active, in good standing, and not in default at the time of fulfillment. What you earn with this offer: (i) is in addition to any other rewards you may get from using your Card Account; (ii) will be posted to your account within 10-12 weeks after the end of the offer period; and (iii) may be reversed if a qualifying purchase is returned or cancelled. American Express reserves the right to modify or revoke this offer at any time for any reason in its sole discretion.

Ineligible American Express Cards

The following American Express Cards are not eligible for this 2X Rewards Offer: Prepaid Cards, Corporate Cards, Cards issued by other financial institutions, Blue Cash®, Blue Cash InStore, Blue for Students®, Cash Rebate Card, American Express® Platinum Cash Rebate Card, Clear from American Express®, One from American Express, Optima products, Blue Cash® for Business, Business Cash Rebate Card, Business Gold Card, Business Green Card, Business Purchase Account®, Executive Business Card, Platinum Business FreedomPass® Credit Card, Platinum Business Premium Cash Rebate Card, The Plum Card®. Cards that are not issued in the U.S. are not eligible.

牧羊场点评：

  • 如果你有AmEx SPG信用卡，那么在小商家所有消费将达到2倍积分返点，这应该是所有个人卡中积分价值最高的了。
  • 如果你有AmEx Everyday Preferred信用卡，如果每个月消费30次，在部分当地的例如小商家名单的杂货店（grocery store）将达到最高5.5倍积分返点。

 

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